Automobile Insurance

24 California’s Low Cost Automobile Insurance Program (CLCA) If You Cannot Afford Standard Auto Insurance The law says that you must have auto liability insurance. However, if you have a low income, it can be hard to pay the premium. California has a program to help you. This program helps income-eligible good drivers get insurance. The premium for liability coverage verys by the county you live in. Please check our website for current rates. • The liability limits for this program are lower than the limits usually required by the state. But these limits do satisfy state financial responsibility laws. The limits are: • $10,000 bodily injury or death per person • $20,000 bodily injury or death per accident • $3,000 property damage per accident • Your annual income must be 250% or less of the federal poverty level. • Your car must be worth $25,000 or less. • You must have a valid California drivers license. • You must be at least 16 years old.