Don't Get Scammed 09162021

7 • Hire local licensed contractors when possible, as it is easier to deal with a local contractor if problems develop However, since it may not always be possible to deal with local contractors in a disaster situation where local contractors are swamped with repair business, make sure to thoroughly check references as discussed above • Get everything the contractor discusses in writing Make sure that the contract is well written If the contractor provides guarantees, they should be written into the contract clearly stating what is guaranteed, who is responsible for the guarantee, and how long the guarantee is valid Also, if changes or modifications occur in the contract terms, they should be acknowledged by all parties in writing • Never sign a contract with blank spaces that have not been filled in Unscrupulous contractors may fill in the blanks later with unacceptable terms • Consider having a lawyer review the proposed contract for your protection before you sign if substantial costs are involved • Never pay a contractor for the entire project in advance or before the work is completed California law requires that the amount of the down payment for any one improvement project, other than for construction of a swimming pool, may not exceed $1,000 00 or 10% of the contract price, excluding finance charges, whichever is less It is a good idea to pay by check instead of cash because you can retain your cashed check as a receipt • Be especially suspicious of door-to-door sales people who make unrealistically low estimates, refuse to leave a contract overnight, or try to sell their services by playing on your emotions • Remember that federal law requires a three-day “cooling off ” period for unsolicited door-to-door sales of more than $25 00

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