Don't Get Scammed 09162021

3 • Try to settle your claim directly with your insurance company before hiring a public adjuster or an attorney . Ask your insurance agent or company representative to help you with your claim, and don’t be afraid to ask questions . If you decide to work directly with your insurer, you still have the right to hire a third-party professional (public adjuster or lawyer) to help you . • If you hire a public adjuster to help you with a claim, be certain that the adjuster is licensed . Call the California Department of Insurance (CDI) for licensing verification and for other information about public adjusters . Call the State, County or other local bar association for information about a prospective attorney . Public adjusters and lawyers will usually require a percentage of the claim settlement for their services . It is important that you understand what services are being provided and the fees that will be charged by both adjusters and lawyers . Ask your friends, relatives, or business associates for the names of well-regarded professionals in your community . • Do not call anyone to repair or replace your loss without first getting instructions from your adjuster, since your insurer’s visual inspection of your loss may be necessary before repairs begin . Do not throw away damaged property until your adjuster advises you it is all right to do so .