Driving for Seniors

Shop for Auto Insurance Auto insurance can vary a lot. You should always get several quotes. A quote is an estimate of costs and coverage from an insurance company. Compare quotes from several companies to help save money and get coverage that meets your needs. An agent or broker can help you think about your insurance needs, compare policies, and get the best discounts. Ask people you trust for the names of good agents or brokers. Check licenses at www.insurance.ca.gov . Before you sign anything: • Take time to review the application before you sign it. • Do not sign any documents that you do not understand. • Do not sign any blank documents. • Ask for copies of all documents for your records. Do not leave the agent or broker’s office without your copies. Compare policies before you buy. • Ask for each insurance company’s quote in writing. • Compare premiums, limits, and deductibles. • Keep notes of your conversations and the names of people you talk to. • Have a trusted family member, friend, or advisor with you when you talk with an agent or broker. • Ask for the complete name of the insurance company that issues each policy. Make sure the company is licensed to sell auto insurance in California. Go to www.insurance.ca.gov . • Check the company’s record for paying claims and customer service. Go to www.insurance.ca.gov and search for the Consumer Complaint Study. 6