Earthquake Insurance

crawl space cripple wall 12 How can I retrofit? Here are a few ways to retrofit. To learn more about retrofitting, go to www.earthquakecountry.org/step4/. • Bolt your house to the foundation. • Brace the chimney. • Brace the water heater to a wall. • Put in automatic gas shut-off valves. • Use plywood to strengthen cripple walls. See the picture below. Building Code Upgrade Coverage You can buy $10,000 additional insurance, called building code upgrade coverage. The coverage pays only for the building code upgrades you need to get a reconstruction permit.