Studies, Reports & Publications

Reports

Note: The reports listed are in PDF  Acrobat, or MS Excel (XLS) format. A copy of the Adobe Reader and MS Excel Reader can be downloaded from the Free Document Readers page.

Hearings and Legislation

• Request for Information: Business Interruption and Related Coverage in California
  In response to the outbreak of the novel coronavirus ("COVID-19").
• CDI Data Presentation Re: Affinity Group Auto Insurance Investigatory Hearing (PDF of Slides) 
  • Affinity Group Survey - Bodily Injury Exposure Data (XLS)
  • Affinity Group Survey - Distribution Chart Data (XLS)
• Authorization to Transmit Specified Records Electronically Pursuant to AB 1065 (Statutes of 2019) (PDF)
  Report on the Impact and Implementation of the Authorization to Transmit Specified Records Electronically (effective January 1, 2020) as Codified in California Insurance Code Section 38.6, Subdivision (d).
• Implementation Report to the Legislature AB 2591 (Statutes 2016) (PDF)
  2019 Report on the Impact and Implementation of the Authorization to Transmit Specified Documents Electronically Pursuant to AB 2591 (Chapter 617, Statutes of 2016)
• Assessing the Impacts of AB 60 Report (Statutes of 2015) (PDF)
  Assembly Bill (AB) 60 came into effect on January 2015, allowing an individual with undocumented legal status the ability to obtain a California driver license through the California Department of Motor Vehicle. The report analyzes the impact AB 60 had on California's Low Cost Auto Insurance Program and uninsured motorist percentage.
• 2021 CDI State Leadership Accountability Act (SLAA) Report to Department of Finance (PDF)
  In accordance with the State Leadership Accountability Act, the Department of Insurance report reviewing internal control and monitoring systems for the biennial period ending December 31, 2021.

Research Studies

Research studies in the areas of automobile, health, and homeowners insurance and policy research data calls.

• Residential Property Insurance Report
  Tables and charts that encompass several years of premium and exposure data on residential property insurance.
• Residential and Commercial Earthquake Insurance Coverage Study
  Reports that summarize the premium written, coverage exposures, and number of policies issued on residential property and residential earthquake coverage
• Seismic Safety Commission Assessment Informational Report Fiscal Year 2024-25 (PDF)
• California Earthquake Zoning and Probable Maximum Loss Evaluation Program
  Report on California Earthquake Zoning and Probable Maximum Loss Evaluation Program. All licensed insurers annually report their insured exposures for earthquake shake damage on residential and commercial structures in California. These questionnaires include calculations for estimating what is called the Probable Maximum Loss (PML), or the expected insured loss after deductible, for structure and contents damage from a large earthquake. The aggregate results for all reporting companies are published here.
  • 2011-2018 Edition (PDF)
  • 2002-2010 Edition (PDF)
  • 1997-2001 Edition (PDF)
• Report on Underserved Communities    
  In accordance with California Code of Regulations (CCR), Section 2646.6, the Commissioner shall report those communities within California by ZIP code that the California Department of Insurance finds to be underserved by the insurance industry. The three main criteria to identify an underserved ZIP code are: 1) Uninsured Motorist Rate; 2) Minority Percentage; and 3) Per Capita Income.
• Uninsured Motorists - update in progress
• Joint Study of the Transportation Network Company (TNC) Insurance Coverage Requirement in California by California Department of Insurance and California Public Utilities Commission - December 31, 2017
• July 5, 2017 Recommendations Regarding Changes in the Law (PDF) Necessary to Protect the Members of Firefighters', Police Officers', or Peace Officers' Benefit and Relief Associations, pursuant to Assembly Bill 1072 (Daly 2015)
• Evaluation of the Qualifying Examination for a License as a Life Agent and Accident and Health or Sickness Agent Taken in Spanish (PDF)

Company

• Company Financial Reports
• Credit Insurance Experience Summary Reports
• Credit Property & Credit Unemployment Insurance Experience Summary Report - 2015 (PDF)
• Title Insurance Statistical Plan & Income Report - 2015 (PDF)
• Workers' Compensation - List of Disability Reinsurers
• Market Share Reports

Annual Reports

• Consumer Complaint Studies
• Annual Report of the Commissioner
• Payment to Agency Report - Form 801
• Previous Reports on Underserved Communities
• Statistical Plans