Commissioner Appointments

The Insurance Commissioner makes appointments to several advisory boards and committees, many of which are required by statute. Appointments are for a specified term. Some positions require specific expertise or experience for consideration.

The following information provides an overview of each board as well as current vacancies. All applicants must complete and submit an Application for Appointment. Completed applications, along with a resume, must be emailed to CDIBoards@insurance.ca.gov.

For questions, please contact CDIBoards@insurance.ca.gov.

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About the Boards and Committees

• California Automobile Assigned Risk Plan (CAARP) Advisory Committee 
• California Earthquake Authority (CEA) Advisory Panel 
• California Insurance Guarantee Association (CIGA) Board of Governors 
• California Life & Health Insurance Guarantee Association (CLHIGA) Board of Directors 
• California Organized Investment Network (COIN) Advisory Board 
• California Workers' Compensation Insurance Rating Bureau (WCIRB) Governing Committee  
• Curriculum Board 
• Insurance Diversity Task Force  
• Fraud Assessment Commission (FAC)
• Long Term Care Insurance Task Force

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California Automobile Assigned Risk Plan (CAARP) Advisory Committee

Description

Pursuant to California Insurance Code (CIC) Section 11623, the Advisory Committee provides policy advice to the Commissioner on matters affecting the operation of the plan. The plan was created to provide auto insurance for motorists unable to obtain coverage in the private market due to their driving records or other extraordinary circumstances. In 1999, the legislature created the California Low Cost Automobile Insurance program within the plan. The mission of the Low Cost Auto Program is to provide affordable liability insurance to low-income good drivers. The plan assigns drivers to private insurers based upon the companies' share of the auto insurance market. For more information on CAARP, please visit the AIPSO Website.

Board Structure

• 8 members representing subscribing insurers are elected annually by such insurers. 
• The Commissioner appoints the non-insurer members:
  • 4 members represent the public
  • 2 members represent producers
• Term length: 1 year
• Meetings: approximately four each year, and are held alternately in San Francisco and southern California locations
• Compensation: Public and producer members are paid $250 per meeting by CAARP and are reimbursed for all reasonable expenses incurred.
• FPPC Form 700 Statement of Economic Interest filing required: Yes (per CAARP)

Qualified Applicants

Duties of the public and producer members include advising the Commissioner on rate-making, assignment procedures, appeals and anti-fraud activities. Knowledge and experience with low income communities and/or automobile insurance issues is helpful. Fluency in Spanish is desirable. 

Vacancies 

None

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California Earthquake Authority (CEA) Advisory Panel

Description

AB 13 (McDonald) established the California Earthquake Authority (CEA) in 1996 as a not-for-profit, publicly managed, privately funded entity. The CEA provides earthquake insurance for California homeowners, condominium owners, mobile homeowners, and renters. The CEA Advisory Panel advises the Governing Board of the CEA on issues including:

• Basic insurance coverage issues,
• CEA's insurance rates,
• Long-term sustainability and survivability of the CEA, and
• Availability and affordability of earthquake coverage. 

For more information, please visit the CEA Website.

Board Structure

• Members are appointed by the Governor, the Commissioner, the Speaker of the Assembly, and the Chair of the Senate Rules Committee. 
• The Commissioner appoints:
  • 2 members representing insurance companies that are licensed to transact fire insurance in the state 
  • 1 licensed insurance agent
• Term length: 4 years
• Meetings: quarterly in Sacramento
• Compensation: Board members are reimbursed by the CEA for expenses.
• FPPC Form 700 Statement of Economic Interest filing required: Yes (per CEA)

Qualified Applicants

Insurance company seats: must be a producer licensed by the California Department of Insurance with experience selling earthquake coverage. Knowledge of the California Insurance Code and regulations relating to the conduct of producers is required. Interest and understanding of earthquake-related insurance issues is required of all candidates.

Vacancies:

None

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California Insurance Guarantee Association (CIGA) Board of Governors

Description

CIGA comprises all insurance companies licensed in specified lines of insurance in California. It acts as a guarantor of the insurance liabilities of insurance companies which issue policies to California residents. Should an insurer become insolvent, the association takes over the insurance obligations of the insurer in order to protect its policyholders from loss. The Association is managed by a Board of Governors. The Board oversees the general operations and management of CIGA, including:

• hiring and compensation of the CIGA Director, 
• authorizing CIGA to enter into long-term contracts,
• approving changes in investments, and
• approving managers for CIGA's assets.

For more information, please visit the CIGA Website.

Board Structure

• 1 member of the public, appointed by the Speaker of the Assembly
• 1 member of the public, appointed by the President pro Tempore of the Senate
• 9 member insurers, appointed by the Commissioner, at least:
  • 5 domestic insurers 
  • 3 stock insurers 
  • 3 non-stock insurers 
  • Term length: 3 years
• 2 public members, appointed by the Commissioner:
  • 1 representing labor
  • 1 representing business
  • Term length: no statutory term limit
• Meetings: quarterly, held alternately in San Francisco and Los Angeles locations
• Compensation: Members may be reimbursed by CIGA for expenses related to attendance at meetings.
• FPPC Form 700 Statement of Economic Interest filing required: No

Qualified Applicants

• Insurer members: must be CIGA member insurer. Most claims handled by the CIGA are workers' compensation, therefore property & casualty insurers are preferable.
• Business member: Desirable qualifications:
  • An understanding of insurer investments and the effect on the business community when an insurer is liquidated;
  • An understanding of insurance requirements, types of insurance, and its effect on business operations;
  • Knowledge of insurance company claims handling practices. 
• Labor member: Desirable qualifications:
  • An understanding of the effect on the labor community when an insurer is liquidated;
  • An understanding of insurer or institutional investments;
  • An understanding of insurance requirements, types of insurance, and its effect on labor operations;
  • Knowledge of insurance company claims handling practices.

Vacancies:

None

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California Life & Health Insurance Guarantee Association (CLHIGA) Board of Directors

Description

The association consists of all insurance companies licensed to sell life and health insurance, and annuities in California. It was created to protect certain policyholders, up to certain limits, against financial failure of an insurance company licensed to sell those types of policies in this state. Should this happen, the association will assess its other member insurance companies. The funds from the assessment are used to pay the claims of insured persons who live in this state and, in some cases, to keep coverage in force.

The Board of Directors is responsible for the overall administration of the association which includes approving contracts and reinsurance treaties, authorizing assessments, borrowing money, taking legal actions, and serving on committees that oversee audit and investment functions.

For more information, please visit the CLHIGA Website.

Board Structure

• The Commissioner appoints 2 members of the public to the Board of Directors
  • A public representative may not be an officer, director, or employee of an insurance company or a health maintenance organization, or any person engaged in the business of insurance
• Member insurers: not less than 9 nor more than 13 member insurers are elected by the Board subject to the approval of the Commissioner
• Term length: members serve three-year terms
• Meetings: minimum one Annual Meeting; other meetings may arise on an as-needed basis.
• Compensation: Members may be reimbursed for expenses related to attendance at meetings, but are not otherwise compensated for their services
• FPPC Form 700 Statement of Economic Interest filing required: No

Vacancies

None

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California Organized Investment Network (COIN) Advisory Board

Description

The California Organized Investment Network (COIN) was established in 1996 as a collaborative effort between the insurance industry, the Commissioner, the Legislature, and advocates for investment in low income communities. COIN's mission is to match entrepreneurs, non-profit groups and local governments, either directly or through intermediaries, in low income and rural communities with insurance industry investment capital. For more information, visit the COIN Web page.

The COIN Advisory Board advises the Department on best methods and practices in regard to:

• increasing the level of insurance industry capital in safe and sound investments while providing fair returns to investors and social benefits to underserved communities;
• facilitating networking among executives in the insurance industry and community organizations seeking investments; and
• recommending programmatic guidelines to the COIN program. 

Board Structure

• 1 member of the public, appointed by the Speaker of the Assembly
• 1 member of the public, appointed by the Senate Committee on Rules
• Members appointed by the Commissioner:
  • 3 investment executives in the insurance industry
  • 1 licensed attorney practicing insurance law
  • 1 member of a consumer advocacy group
  • 1 affordable housing practitioner
  • 1 local economic development practitioner
  • 1 member of a financial institution or a community development financial institution (CDFI)
  • 1 representative with experience seeking investment for low-to-moderate-income or rural communities 
• Term length: 2 years
• Meetings: 3 times per year in Sacramento with video conferencing in Los Angeles and Oakland
• Compensation: Members may be reimbursed for expenses related to attendance at meetings, but are not otherwise compensated for their services.
• FPPC Form 700 Statement of Economic Interest filing required: No

Vacancies 

None

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California Workers' Compensation Insurance Rating Bureau (WCIRB) Governing Committee

Description

All workers' compensation insurance companies in California are required by law to be members of the WCIRB. The WCIRB is a private organization licensed by the Department of Insurance for the purpose of collecting, analyzing and compiling rating data. Funding for the WCIRB comes from assessments of the insurer members. The Governing Committee sets policy, oversees management of the affairs of the WCIRB, and oversees all issues involving:

• pure premium rates, classifications, rating plans
• rating systems, manual rules and policy, and endorsement forms.

Pursuant to CIC Section 11751.3 the Commissioner will consult with labor organizations and associations representing business to make appointments to the Committee. For more information, please visit the WCIRB Website.

Board Structure

• 7 private insurer members are elected by the Committee. State Compensation Insurance Fund is a permanent member.
• The Commissioner appoints:
  • 2 public members representing insured employers
  • 2 public members representing organized labor 
• Term length: 2 years
• Meetings: quarterly, or more often as necessary, in Oakland
• Compensation: Public members may be reimbursed by the WCIRB for expenses related to attendance at meetings.
• FPPC Form 700 Statement of Economic Interest filing required: No

Qualified Applicants

All members must have an interest in how workers' compensation (WC) insurance rates affect an employer and/or employer industries. This includes the costs of WC benefits and expenses, numeric classification codes of employees for purposes of determining insurance premiums, and experience rating of employer claims. Knowledge of the pure premium rate and the Experience Modification Rate, or XMod, is desirable. Ability to network with other insured employers is desirable. Public members representing an insured employer must represent an employer insured through a workers' compensation policy and must have a background in WC. Public members representing organized labor must represent an industry in which its members are insured through WC policies. 

Vacancies 

None

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Curriculum Board

Description

Pursuant to Section 1749.1 of the California Insurance Code, the Curriculum Board (Board) oversees the development of prelicensing and continuing education curriculum for agents and brokers. This includes a list of preapproved courses of study as well as courses of study for professional designations. The Board also develops standards for providers and instructors of prelicensing and continuing education courses, programs and seminars. Subcommittees of the Board are routinely established to develop and/or update education and examination content outlines for all lines of insurance. Subcommittees also develop/update curriculum for continuing education courses. Subcommittees meet twice per month via teleconference calls. Additionally, Board members may be called upon to participate in examination workshops where the licensing examination questions are reviewed for context, clarity and cultural biases. For more information, please visit the Curriculum Board Web page.

Board Structure

• The Commissioner appoints representatives of:
  • insurance agents 
  • brokers
  • life agents/trade associations 
  • insurance companies
  • consumer groups
  • bail agents
  • insurance adjusters
• Term length: 3 years
• Meetings: 3 times per year in Sacramento. Typically the third Thursday in February, July, and October.
• FPPC Form Statement of Economic Interest filing required: Yes (per the CDI)
• • Additional requirement: online Ethics Training Course every odd year.

Qualified Applicants

Applicants must be subject matter experts for the position being sought. Applicants must commit to attend quarterly Board meetings and participate in subcommittee meetings. Knowledge of the California Insurance Code and the California Code of Regulations relating to the conduct of insurance professionals is required of all applicants.

Vacancies

None