Public Programs

Californians can also get healthcare coverage through public programs. These provide health coverage to those who qualify. Here is some basic information.

Medi-Cal

Medi-Cal is California's version of the federal Medicaid program. This program generally covers lower-income families and single adults. Medi-Cal is mostly provided by Managed Care Organizations and covers many medical procedures, office visits, and other health-related expenses. You do no pay for Medi-Cal. Instead, you receive it as a benefit if you qualify for it.

In 2014, Medi-Cal was expanded to include single adults and Californians who earn up to 138% of the Federal poverty level. (In 2013 that would mean an individual who earned around $15,900 or less).  Each County in California determines who is eligible, enrollment, and handles complaints. You can apply for Medi-Cal or get questions answered at your local County Medi-Cal Office. Covered California also accepts applications and then forwards them to the County you live in so that you can get coverage.

You can also contact the California Department of Health Care Services Medi-Cal Member Help Line or call 1-800-541-5555 for more information and assistance.

Medi-Cal Access Program (MCAP)

MCAP provides low-cost health insurance to uninsured middle-income pregnant women. Women must be pregnant as of the application date, a California resident, not a recipient of no-cost Medi-Cal or Medicare Part A and Part B, uninsured or covered by private insurance with a separate maternity deductible or co-payment of more than $500 and meet certain income guidelines. For more information, visit the MCAP web site or call 1-800-433-2611.

Medicare, Medicare Part D, and Medicare Supplement

Please visit our Senior Health Coverage page for more information about Medicare, Medicare Part D programs and CDI-regulated Medicare Supplement insurance policies for seniors.