Prior Approval Rate Filing Information

Please use the most current rate application posted below.

For a summary of changes included in the new versions, please refer to the Application Change Log.
 

IMPORTANT NOTICE: Upon any update to the Prior Approval Rate Application, Prior Approval Rate Template, and/or Standard Exhibits Template, filers will have a three-week grace period to transition to using the most current versions. Filings received after the three-week grace period that contain prior versions of the Prior Approval Rate Application, Prior Approval Rate Template, and/or Standard Exhibits Template will be rejected by Intake.

• Application Change Log (READ FIRST), revised 07-23-2024 (PDF)
• Prior Approval Rate Filing Instructions (PDF)
• Affidavit (PDF)
• Prior Approval Rate Application (Excel)
• Prior Approval Rate Template (Excel)
• Standard Exhibits Template (Excel)
• Supplemental Quarterly Development Template (Excel) (Applicable to rate filings submitted for COVID-19 impacted line(s) of business; optional for all other lines of business)
• Prior Approval Factors (Efficiency Standard, Reserve Ratios, Leverage Factors) (Excel)
• Maximum Permitted Rate of Return & Yields for Investment Income Calculation - October 2024 (Date Posted: November 1, 2024) (Excel)
• Prior Approval Rate Application Process FAQs 04-11-17 (PDF)
• Prior Approval Rate Application - Data Quality and Reconciliation
  Checklist 07/19/18 (PDF)
• Model Checklist (PDF)
• Questionnaire for Homeowners or Residential Property (PDF)
• Request for Variance (Excel)

Rate Filing Documents for COVID-19 Impacted Lines

• COVID-19 Industry Rate Filing Requirements Guidance, Edition 06-03-2021 (PDF)
• COVID-19 Rate Filing Questionnaire, Edition 06-03-2021 (PDF)
• Supplemental COVID-19 Exposure and Premium Template, Edition 06-03-2021 (Excel)
• Supplemental Quarterly Development Template, Edition 06-01-2021 (Excel)

Mitigation in Rating Plans and Wildfire Risk Models Regulation

• California Code of Regulations Section 2644.9. Consideration of Mitigation Factors; Wildfire Risk Models
• FAQ, Edition 02-16-2023 (PDF)
• Mitigation in Rating Plans and Wildfire Risk Models Questionnaire (PDF)

"Please ensure you have enabled macros before attempting to use any of the features of the above templates. Please contact RRBtemplates@insurance.ca.gov for any comments, questions or technical difficulties regarding these templates."